*** We have Spanish speaking Attorneys***

BANKRUPTCY ATTORNEY OXNARD

Oxnard Bankruptcy Attorney Daniel A. Higson is committed to helping people and families.

Daniel Higson - Bankruptcy Attorney Oxnard - 805-644-7111

Bankruptcy Attorney Ventura Daniel Higson - 805-644-7111

Daniel Higson - Bankruptcy Attorney Oxnard - Law Offices of Hathaway, Perrett, Webster, Powers, Chrisman & Gutierrez - 805-644-7111Daniel A. Higson is a Certified Bankruptcy Specialist who has been practicing law in Ventura County for over 35 years. If you have absolutely any assets or any interest in a business, it is imperative that you see Oxnard Attorney Daniel A. Higson. During your free consultation, Dan and his talented staff will determine which course of action is right for you. They are experts in navigating you through the process, always available to answer any questions you may have at any time. Mr. Higson is the only Certified Bankruptcy Specialist in Ventura County certified by two boards – the State Bar of California Board of Legal Specialization and The American Board of Certification.  Mr. Higson lives in Ojai, California with his wife Deanna. He enjoys tennis, sailing,  painting and watching college football. Mr. Higson graduated from the University of Redlands in 1970, with a B.A. Degree. After college, Mr. Higson joined the U.S Army, spending one year deployed in Vietnam. He completed his Law Degree in 1976, graduating from the University of La Verne College of Law.

Drop Us A Line

Contact

Bankruptcy Attorney Oxnard

Bankruptcy is a process by which individuals or businesses can repay or eliminate some or all of their debt under the supervision of the Federal Bankruptcy Court. There are two major categories of bankruptcy: liquidation and reorganization. In liquidation, the person or company sells (liquidates) property to pay back debt. Some property may be protected (exempt) from liquidation, depending on the situation. On the other hand, reorganization is an attempt to extend the life of a company. It includes the restatement of assets and liabilities and a restructuring of the payment system to help the company pay its creditors more reliably. There are several types of bankruptcy, denoted by chapters, and each covers different situations and follows its own specific regulations. Here we’ll go into detail about Chapters 7, 11, and 13.

Chapter 7

In Chapter 7 bankruptcy, some property may be liquidated to pay off debts, but often much of the property will be exempt

Chapter 11

Chapter 11 or “reorganization bankruptcy” is mostly filed by struggling companies to help restructure their business. 

Chapter 13

Chapter 13, also known as “wage earner bankruptcy”, requires a reliable source of income that can be used to pay off some of the debt.

Call Attorney Daniel A. Higson at 805-644-7111

Call for an appointment to learn how you can file your bankruptcy for less than $500 up front!